@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700&family=Playfair+Display:wght@600;700&display=swap');

:root {
  --color-bg-primary: #ffffff;
  --color-bg-secondary: #f8fafc;
  --color-bg-tertiary: #f1f5f9;
  --color-bg-card: #ffffff;

  --color-text-primary: #1e293b;
  --color-text-secondary: #64748b;
  --color-text-muted: #94a3b8;

  --color-primary: #2563eb;
  --color-primary-hover: #1d4ed8;
  --color-primary-light: #dbeafe;
  --color-secondary: #0ea5e9;
  --color-secondary-hover: #0284c7;
  --color-accent: #f59e0b;
  --color-success: #10b981;
  --color-warning: #f97316;
  --color-error: #ef4444;

  --font-primary: 'Poppins', sans-serif;
  --font-heading: 'Playfair Display', serif;

  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;
  --space-3xl: 6rem;

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-2xl: 24px;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px rgba(0, 0, 0, 0.12);

  --transition-fast: 0.15s ease-in-out;
  --transition-base: 0.3s ease-in-out;
  --transition-slow: 0.5s ease-in-out;

  --line-height-tight: 1.25;
  --line-height-normal: 1.5;
  --line-height-relaxed: 1.75;

  --font-size-xs: 0.75rem;
  --font-size-sm: 0.875rem;
  --font-size-base: 1rem;
  --font-size-lg: 1.125rem;
  --font-size-xl: 1.25rem;
  --font-size-2xl: 1.5rem;
  --font-size-3xl: 1.875rem;
  --font-size-4xl: 2.25rem;
  --font-size-5xl: 3rem;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: var(--line-height-normal);
  font-size: var(--font-size-base);
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: var(--line-height-tight);
  color: var(--color-text-primary);
}

h1 {
  font-size: var(--font-size-5xl);
  letter-spacing: -0.02em;
}

h2 {
  font-size: var(--font-size-4xl);
  letter-spacing: -0.015em;
}

h3 {
  font-size: var(--font-size-3xl);
  letter-spacing: -0.01em;
}

h4 {
  font-size: var(--font-size-2xl);
}

h5 {
  font-size: var(--font-size-xl);
}

h6 {
  font-size: var(--font-size-lg);
}

p {
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-md);
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

button, input, textarea, select {
  font-family: var(--font-primary);
  font-size: var(--font-size-base);
}

button {
  cursor: pointer;
  border: none;
  transition: all var(--transition-base);
}

input, textarea, select {
  border: 1px solid #cbd5e1;
  border-radius: var(--radius-md);
  padding: var(--space-sm) var(--space-md);
  background: var(--color-bg-card);
  color: var(--color-text-primary);
  transition: border-color var(--transition-base);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}

.container {
  max-width: 1440px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

@media (max-width: 768px) {
  .container {
    padding: 0 var(--space-md);
  }

  h1 {
    font-size: var(--font-size-4xl);
  }

  h2 {
    font-size: var(--font-size-3xl);
  }

  h3 {
    font-size: var(--font-size-2xl);
  }
}

@media (max-width: 640px) {
  .container {
    padding: 0 var(--space-sm);
  }

  h1 {
    font-size: var(--font-size-3xl);
  }

  h2 {
    font-size: var(--font-size-2xl);
  }

  h3 {
    font-size: var(--font-size-xl);
  }
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-sm) var(--space-lg);
  border-radius: var(--radius-lg);
  font-weight: 600;
  font-size: var(--font-size-base);
  transition: all var(--transition-base);
  white-space: nowrap;
}

.btn-primary {
  background: var(--color-primary);
  color: #ffffff;
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-secondary {
  background: var(--color-secondary);
  color: #ffffff;
  box-shadow: var(--shadow-md);
}

.btn-secondary:hover {
  background: var(--color-secondary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-outline:hover {
  background: var(--color-primary-light);
}

.btn-ghost {
  background: transparent;
  color: var(--color-primary);
}

.btn-ghost:hover {
  background: var(--color-bg-secondary);
}

.btn-sm {
  padding: var(--space-xs) var(--space-md);
  font-size: var(--font-size-sm);
}

.btn-lg {
  padding: var(--space-md) var(--space-2xl);
  font-size: var(--font-size-lg);
}

.card {
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  border: 1px solid #e2e8f0;
}

.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.badge {
  display: inline-flex;
  align-items: center;
  padding: var(--space-xs) var(--space-md);
  border-radius: var(--radius-xl);
  font-size: var(--font-size-sm);
  font-weight: 600;
}

.badge-primary {
  background: var(--color-primary-light);
  color: var(--color-primary);
}

.badge-secondary {
  background: #cffafe;
  color: var(--color-secondary);
}

.badge-success {
  background: #dcfce7;
  color: var(--color-success);
}

.badge-warning {
  background: #fed7aa;
  color: var(--color-warning);
}

.badge-error {
  background: #fee2e2;
  color: var(--color-error);
}

.grid {
  display: grid;
  gap: var(--space-lg);
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 1024px) {
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .grid-2, .grid-3, .grid-4 {
    grid-template-columns: 1fr;
  }
}

.flex {
  display: flex;
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.flex-col {
  flex-direction: column;
}

.gap-xs { gap: var(--space-xs); }
.gap-sm { gap: var(--space-sm); }
.gap-md { gap: var(--space-md); }
.gap-lg { gap: var(--space-lg); }
.gap-xl { gap: var(--space-xl); }

.mt-xs { margin-top: var(--space-xs); }
.mt-sm { margin-top: var(--space-sm); }
.mt-md { margin-top: var(--space-md); }
.mt-lg { margin-top: var(--space-lg); }
.mt-xl { margin-top: var(--space-xl); }

.mb-xs { margin-bottom: var(--space-xs); }
.mb-sm { margin-bottom: var(--space-sm); }
.mb-md { margin-bottom: var(--space-md); }
.mb-lg { margin-bottom: var(--space-lg); }
.mb-xl { margin-bottom: var(--space-xl); }

.px-xs { padding-left: var(--space-xs); padding-right: var(--space-xs); }
.px-sm { padding-left: var(--space-sm); padding-right: var(--space-sm); }
.px-md { padding-left: var(--space-md); padding-right: var(--space-md); }
.px-lg { padding-left: var(--space-lg); padding-right: var(--space-lg); }
.px-xl { padding-left: var(--space-xl); padding-right: var(--space-xl); }

.py-xs { padding-top: var(--space-xs); padding-bottom: var(--space-xs); }
.py-sm { padding-top: var(--space-sm); padding-bottom: var(--space-sm); }
.py-md { padding-top: var(--space-md); padding-bottom: var(--space-md); }
.py-lg { padding-top: var(--space-lg); padding-bottom: var(--space-lg); }
.py-xl { padding-top: var(--space-xl); padding-bottom: var(--space-xl); }

.text-xs { font-size: var(--font-size-xs); }
.text-sm { font-size: var(--font-size-sm); }
.text-base { font-size: var(--font-size-base); }
.text-lg { font-size: var(--font-size-lg); }
.text-xl { font-size: var(--font-size-xl); }
.text-2xl { font-size: var(--font-size-2xl); }
.text-3xl { font-size: var(--font-size-3xl); }

.text-primary { color: var(--color-text-primary); }
.text-secondary { color: var(--color-text-secondary); }
.text-muted { color: var(--color-text-muted); }
.text-accent { color: var(--color-primary); }

.font-light { font-weight: 400; }
.font-normal { font-weight: 500; }
.font-semibold { font-weight: 600; }
.font-bold { font-weight: 700; }

.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.section {
  padding: var(--space-3xl) 0;
}

.section-sm {
  padding: var(--space-2xl) 0;
}

.section-lg {
  padding: var(--space-3xl) 0;
}

.divider {
  height: 1px;
  background: #e2e8f0;
  margin: var(--space-lg) 0;
}

.hr {
  border: none;
  height: 1px;
  background: #e2e8f0;
}

.list {
  list-style: none;
}

.list li {
  padding: var(--space-sm) 0;
  display: flex;
  align-items: flex-start;
  gap: var(--space-md);
}

.list li:before {
  content: "";
  color: var(--color-success);
  font-weight: bold;
  font-size: var(--font-size-lg);
  flex-shrink: 0;
}

.highlight {
  background: #fef3c7;
  padding: 0 0.25rem;
  border-radius: var(--radius-sm);
  color: var(--color-text-primary);
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: var(--font-size-sm);
}

.breadcrumb a {
  color: var(--color-primary);
}

.breadcrumb span {
  color: var(--color-text-muted);
}

.breadcrumb li {
  list-style: none;
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
}

.breadcrumb li:not(:last-child):after {
  content: "/";
  color: var(--color-text-muted);
}

.opacity-50 { opacity: 0.5; }
.opacity-75 { opacity: 0.75; }
.opacity-100 { opacity: 1; }

.rounded-sm { border-radius: var(--radius-sm); }
.rounded-md { border-radius: var(--radius-md); }
.rounded-lg { border-radius: var(--radius-lg); }
.rounded-xl { border-radius: var(--radius-xl); }
.rounded-2xl { border-radius: var(--radius-2xl); }

.shadow-sm { box-shadow: var(--shadow-sm); }
.shadow-md { box-shadow: var(--shadow-md); }
.shadow-lg { box-shadow: var(--shadow-lg); }
.shadow-xl { box-shadow: var(--shadow-xl); }

.transition-fast { transition: all var(--transition-fast); }
.transition-base { transition: all var(--transition-base); }
.transition-slow { transition: all var(--transition-slow); }

.truncate {
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.line-clamp-2 {
  overflow: hidden;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
}

.line-clamp-3 {
  overflow: hidden;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}
.header-protect-shield {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border);
  position: static;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  overflow: hidden;
}

.header-protect-shield-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  height: 70px;
  gap: clamp(1rem, 3vw, 2rem);
}

.header-protect-shield-brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  gap: 0.5rem;
  flex-shrink: 0;
  transition: opacity var(--transition-base);
}

.header-protect-shield-brand:hover {
  opacity: 0.85;
}

.header-protect-shield-logo-img {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  object-fit: cover;
  flex-shrink: 0;
}

.header-protect-shield-logo-text {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
}

.header-protect-shield-desktop-nav {
  display: none;
  flex-direction: row;
  align-items: center;
  gap: clamp(0.5rem, 2vw, 2rem);
  flex: 1;
  justify-content: center;
}

.header-protect-shield-nav-link {
  color: var(--color-text-secondary);
  text-decoration: none;
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 500;
  transition: color var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.header-protect-shield-nav-link:hover {
  color: var(--color-accent);
}

.header-protect-shield-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-accent);
  color: var(--color-bg-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: all var(--transition-base);
  flex-shrink: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.header-protect-shield-cta-button:hover {
  background: var(--color-accent-hover);
  transform: translateY(-2px);
}

.header-protect-shield-mobile-toggle {
  display: flex;
  flex-direction: column;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  gap: 6px;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  z-index: 110;
}

.header-protect-shield-mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-text-primary);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.header-protect-shield-mobile-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(8px, 8px);
}

.header-protect-shield-mobile-toggle.active span:nth-child(2) {
  opacity: 0;
}

.header-protect-shield-mobile-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.header-protect-shield-mobile-menu {
  position: fixed;
  top: 70px;
  right: 0;
  bottom: 0;
  left: 0;
  background: var(--color-bg-primary);
  border-top: 1px solid var(--color-border);
  z-index: 105;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-100%);
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
  padding: 0;
  overflow: auto;
}

.header-protect-shield-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.header-protect-shield-mobile-header {
  display: flex;
  justify-content: flex-end;
  padding: 1rem;
  border-bottom: 1px solid var(--color-border);
}

.header-protect-shield-mobile-close {
  background: transparent;
  border: none;
  cursor: pointer;
  font-size: 1.5rem;
  color: var(--color-text-primary);
  padding: 0.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: color var(--transition-base);
}

.header-protect-shield-mobile-close:hover {
  color: var(--color-accent);
}

.header-protect-shield-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  flex: 1;
  padding: 1rem 0;
}

.header-protect-shield-mobile-link {
  color: var(--color-text-secondary);
  text-decoration: none;
  padding: 1rem 1.5rem;
  border-bottom: 1px solid var(--color-border-light);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 500;
  transition: all var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.header-protect-shield-mobile-link:hover {
  color: var(--color-accent);
  background: var(--color-bg-secondary);
  padding-left: 2rem;
}

.header-protect-shield-mobile-cta {
  margin: 1rem;
  padding: 1rem;
  background: var(--color-accent);
  color: var(--color-bg-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  text-align: center;
  transition: all var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.header-protect-shield-mobile-cta:hover {
  background: var(--color-accent-hover);
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .header-protect-shield-mobile-toggle {
    display: none;
  }

  .header-protect-shield-mobile-menu {
    display: none;
  }

  .header-protect-shield-desktop-nav {
    display: flex;
  }

  .header-protect-shield-cta-button {
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .header-protect-shield-container {
    height: 80px;
  }
}

@media (min-width: 1024px) {
  .header-protect-shield-container {
    gap: 3rem;
  }

  .header-protect-shield-desktop-nav {
    gap: 2.5rem;
  }

  .header-protect-shield-logo-text {
    font-size: 1.35rem;
  }
}

    .insurance-hub {
  width: 100%;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-index {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.hero-text-block-index {
  flex: 1 1 45%;
  min-width: 0;
}

.hero-image-block-index {
  flex: 1 1 45%;
  min-width: 0;
}

.hero-title-index {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-index {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: var(--line-height-relaxed);
}

.hero-buttons-index {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1.25rem);
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.btn-primary-index {
  display: inline-block;
  padding: clamp(0.75rem, 1vw, 1rem) clamp(1.5rem, 2vw, 2rem);
  background: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  transition: all 0.3s ease;
  text-align: center;
  border: none;
  cursor: pointer;
}

.btn-primary-index:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary-index {
  display: inline-block;
  padding: clamp(0.75rem, 1vw, 1rem) clamp(1.5rem, 2vw, 2rem);
  background: transparent;
  color: var(--color-primary);
  text-decoration: none;
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  transition: all 0.3s ease;
  text-align: center;
  cursor: pointer;
}

.btn-secondary-index:hover {
  background: var(--color-primary);
  color: #ffffff;
  transform: translateY(-2px);
}

.hero-stats-index {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  padding-top: clamp(1.5rem, 2vw, 2rem);
  border-top: 1px solid var(--color-border-light);
}

.stat-item-index {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.stat-number-index {
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  font-weight: 700;
  color: var(--color-primary);
}

.stat-label-index {
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  color: var(--color-text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.hero-image-index {
  width: 100%;
  height: auto;
  max-height: 500px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

@media (max-width: 768px) {
  .hero-content-index {
    flex-direction: column;
  }

  .hero-text-block-index,
  .hero-image-block-index {
    flex: 1 1 100%;
  }

  .hero-buttons-index {
    flex-direction: column;
  }

  .btn-primary-index,
  .btn-secondary-index {
    width: 100%;
  }
}

.features-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.features-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.features-header-index {
  text-align: center;
}

.section-tag-index {
  display: inline-block;
  padding: 0.25rem 1rem;
  background: rgba(var(--color-primary-rgb, 37, 99, 235), 0.1);
  color: var(--color-primary);
  border-radius: 20px;
  font-size: 0.875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 1rem;
}

.features-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1.25rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.features-subtitle-index {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.features-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.feature-card-index {
  flex: 1 1 280px;
  max-width: 380px;
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.feature-card-index:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-icon-index {
  font-size: 2rem;
  color: var(--color-primary);
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: flex-start;
}

.card-title-index {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  margin: 0;
  font-weight: 600;
}

.card-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

@media (max-width: 768px) {
  .features-cards-index {
    flex-direction: column;
    align-items: center;
  }

  .feature-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.how-it-works-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.how-it-works-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.how-it-works-header-index {
  text-align: center;
}

.how-it-works-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1.25rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.how-it-works-subtitle-index {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.process-steps-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2rem);
}

.process-step-index {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.step-number-index {
  font-size: clamp(2rem, 4vw, 3.5rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
  min-width: 80px;
  flex-shrink: 0;
}

.step-content-index {
  flex: 1;
  padding-top: 0.5rem;
}

.step-title-index {
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
  font-weight: 600;
}

.step-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

@media (max-width: 768px) {
  .process-step-index {
    gap: 1rem;
  }

  .step-number-index {
    min-width: 60px;
  }
}

.about-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.about-content-index {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.about-text-block-index {
  flex: 1 1 45%;
  min-width: 0;
}

.about-image-block-index {
  flex: 1 1 45%;
  min-width: 0;
}

.about-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 1.5vw, 1.5rem) 0;
  line-height: var(--line-height-relaxed);
}

.about-text-index:last-of-type {
  margin-bottom: clamp(1.5rem, 2vw, 2rem);
}

.about-image-index {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

@media (max-width: 768px) {
  .about-content-index {
    flex-direction: column;
  }

  .about-text-block-index,
  .about-image-block-index {
    flex: 1 1 100%;
  }
}

.faq-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.faq-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.faq-header-index {
  text-align: center;
}

.faq-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1.25rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-subtitle-index {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.faq-grid-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.faq-item-index {
  flex: 1 1 300px;
  max-width: 400px;
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
}

.faq-item-index:hover {
  box-shadow: var(--shadow-md);
}

.faq-question-index {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
  font-weight: 600;
  line-height: var(--line-height-tight);
}

.faq-answer-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

@media (max-width: 768px) {
  .faq-grid-index {
    flex-direction: column;
    align-items: center;
  }

  .faq-item-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.featured-posts-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featured-posts-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.featured-posts-header-index {
  text-align: center;
}

.featured-posts-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1.25rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.featured-posts-subtitle-index {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.featured-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.featured-card-index {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.featured-card-index:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-image-index {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.card-content-index {
  padding: clamp(1.5rem, 2vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.featured-card-index .card-title-index {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  margin: 0;
  font-weight: 600;
  line-height: var(--line-height-tight);
}

.featured-card-index .card-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
  flex-grow: 1;
}

.featured-cta-index {
  text-align: center;
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

@media (max-width: 768px) {
  .featured-cards-index {
    flex-direction: column;
    align-items: center;
  }

  .featured-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.benefits-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.benefits-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.benefits-header-index {
  text-align: center;
}

.benefits-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1.25rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.benefits-subtitle-index {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.benefits-list-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.benefit-item-index {
  flex: 1 1 300px;
  max-width: 400px;
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
}

.benefit-icon-index {
  font-size: 1.5rem;
  color: var(--color-primary);
  flex-shrink: 0;
  margin-top: 0.25rem;
}

.benefit-text-index {
  flex: 1;
}

.benefit-title-index {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 0.5rem 0;
  font-weight: 600;
}

.benefit-description-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

@media (max-width: 768px) {
  .benefits-list-index {
    flex-direction: column;
    align-items: flex-start;
  }

  .benefit-item-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.cta-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.cta-box-index {
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: var(--radius-lg);
  text-align: center;
}

.cta-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: #ffffff;
  margin: 0 0 clamp(0.75rem, 1.5vw, 1rem) 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: rgba(255, 255, 255, 0.9);
  margin: 0 0 clamp(1.5rem, 2vw, 2rem) 0;
  line-height: var(--line-height-relaxed);
}

.cta-buttons-index {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1.25rem);
  justify-content: center;
}

.cta-box-index .btn-primary-index {
  background: #ffffff;
  color: var(--color-primary);
  font-weight: 600;
}

.cta-box-index .btn-primary-index:hover {
  background: rgba(255, 255, 255, 0.9);
}

.cta-box-index .btn-secondary-index {
  background: rgba(255, 255, 255, 0.2);
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.5);
}

.cta-box-index .btn-secondary-index:hover {
  background: rgba(255, 255, 255, 0.3);
  border-color: #ffffff;
}

@media (max-width: 768px) {
  .cta-buttons-index {
    flex-direction: column;
  }

  .cta-box-index .btn-primary-index,
  .cta-box-index .btn-secondary-index {
    width: 100%;
  }
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: #1e293b;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  box-shadow: var(--shadow-lg);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text {
  color: #ffffff;
  margin: 0;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  line-height: var(--line-height-normal);
  flex: 1 1 200px;
}

.cookie-banner-buttons {
  display: flex;
  flex-direction: row;
  gap: 0.75rem;
}

.cookie-btn-accept,
.cookie-btn-decline {
  padding: clamp(0.5rem, 0.8vw, 0.75rem) clamp(1rem, 1.5vw, 1.25rem);
  border: none;
  border-radius: 6px;
  cursor: pointer;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  font-weight: 600;
  transition: all 0.3s ease;
  white-space: nowrap;
}

.cookie-btn-accept {
  background: var(--color-primary);
  color: #ffffff;
}

.cookie-btn-accept:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.cookie-btn-decline {
  background: transparent;
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.cookie-btn-decline:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.6);
}

@media (max-width: 768px) {
  .cookie-banner {
    flex-direction: column;
    padding: 1rem;
  }

  .cookie-banner-text {
    flex: 1 1 100%;
    text-align: center;
  }

  .cookie-banner-buttons {
    flex: 1 1 100%;
    width: 100%;
  }

  .cookie-btn-accept,
  .cookie-btn-decline {
    flex: 1;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0 clamp(2rem, 5vw, 3rem);
  color: var(--color-text-secondary);
  overflow: hidden;
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}

.footer-about {
  max-width: 600px;
}

.footer-about h3,
.footer-nav h3,
.footer-contact h3,
.footer-legal h3 {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-family: var(--font-primary);
  font-weight: 600;
  margin-bottom: clamp(0.75rem, 2vw, 1.25rem);
  letter-spacing: 0.3px;
}

.footer-about p {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: var(--line-height-relaxed);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav-list,
.footer-legal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
}

.footer-nav-list li,
.footer-legal-list li {
  display: block;
}

.footer-nav a,
.footer-legal a {
  color: var(--color-text-secondary);
  text-decoration: none;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: color var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav a:hover,
.footer-legal a:hover {
  color: var(--color-accent);
}

.footer-contact p {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: var(--line-height-relaxed);
  margin: 0 0 clamp(0.5rem, 1vw, 0.75rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-contact p:last-child {
  margin-bottom: 0;
}

.footer-copyright {
  padding-top: clamp(1.5rem, 3vw, 2rem);
  border-top: 1px solid var(--color-border-light);
  text-align: center;
}

.footer-copyright p {
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2rem, 5vw, 4rem);
    align-items: flex-start;
  }

  .footer-about {
    flex: 1 1 280px;
  }

  .footer-nav {
    flex: 1 1 180px;
  }

  .footer-contact {
    flex: 1 1 280px;
  }

  .footer-legal {
    flex: 1 1 180px;
  }

  .footer-copyright {
    flex: 1 1 100%;
    padding-top: clamp(2rem, 4vw, 2.5rem);
    border-top: 1px solid var(--color-border-light);
  }

  .footer-nav-list,
  .footer-legal-list {
    flex-direction: column;
    gap: clamp(0.75rem, 1.5vw, 1rem);
  }
}

@media (max-width: 767px) {
  .footer-content {
    display: flex;
    flex-direction: column;
    gap: clamp(2rem, 4vw, 2.5rem);
  }

  .footer-nav-list,
  .footer-legal-list {
    flex-direction: column;
    gap: clamp(0.5rem, 1vw, 0.75rem);
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}
    

.category-page-insurance-literacy-malaysia {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  overflow: hidden;
}

.hero-section-insurance-literacy-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-insurance-literacy-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-insurance-literacy-malaysia {
  flex: 1 1 45%;
  min-width: 300px;
}

.hero-image-block-insurance-literacy-malaysia {
  flex: 1 1 45%;
  min-width: 300px;
  display: flex;
  align-items: center;
}

.hero-title-insurance-literacy-malaysia {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-insurance-literacy-malaysia {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: var(--line-height-normal);
  font-weight: 500;
}

.hero-description-insurance-literacy-malaysia {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: 0;
}

.hero-image-insurance-literacy-malaysia {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.posts-section-insurance-literacy-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-insurance-literacy-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.posts-header-insurance-literacy-malaysia {
  text-align: center;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.posts-title-insurance-literacy-malaysia {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-insurance-literacy-malaysia {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
}

.posts-grid-insurance-literacy-malaysia {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.card-insurance-literacy-malaysia {
  flex: 1 1 300px;
  max-width: 400px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base) ease;
}

.card-insurance-literacy-malaysia:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.card-image-insurance-literacy-malaysia {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: var(--radius-md);
}

.card-title-insurance-literacy-malaysia {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.card-description-insurance-literacy-malaysia {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
  flex-grow: 1;
  margin: 0;
}

.card-meta-insurance-literacy-malaysia {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-text-muted);
  padding-top: clamp(0.75rem, 1.5vw, 1rem);
  border-top: 1px solid var(--color-border-light);
}

.card-reading-time-insurance-literacy-malaysia,
.card-level-insurance-literacy-malaysia,
.card-date-insurance-literacy-malaysia {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-muted);
}

.card-reading-time-insurance-literacy-malaysia i,
.card-level-insurance-literacy-malaysia i,
.card-date-insurance-literacy-malaysia i {
  opacity: 0.7;
}

.card-link-insurance-literacy-malaysia {
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 500;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  transition: all var(--transition-fast) ease;
}

.card-link-insurance-literacy-malaysia:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.key-concepts-section-insurance-literacy-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.key-concepts-content-insurance-literacy-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.key-concepts-header-insurance-literacy-malaysia {
  text-align: center;
}

.key-concepts-title-insurance-literacy-malaysia {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.key-concepts-subtitle-insurance-literacy-malaysia {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
}

.key-concepts-grid-insurance-literacy-malaysia {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.concept-card-insurance-literacy-malaysia {
  flex: 1 1 280px;
  max-width: 350px;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  padding: clamp(1.5rem, 2.5vw, 2rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-accent);
}

.concept-number-insurance-literacy-malaysia {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--color-accent);
  font-weight: 700;
  line-height: 1;
}

.concept-name-insurance-literacy-malaysia {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.concept-text-insurance-literacy-malaysia {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

.insights-section-insurance-literacy-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.insights-content-insurance-literacy-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.insights-header-insurance-literacy-malaysia {
  text-align: center;
}

.insights-title-insurance-literacy-malaysia {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: 0;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insights-text-block-insurance-literacy-malaysia {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.insights-paragraph-insurance-literacy-malaysia {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 767px) {
  .hero-content-insurance-literacy-malaysia {
    flex-direction: column;
  }

  .hero-text-block-insurance-literacy-malaysia {
    flex: 1 1 100%;
  }

  .hero-image-block-insurance-literacy-malaysia {
    flex: 1 1 100%;
  }

  .hero-image-insurance-literacy-malaysia {
    max-height: 350px;
  }

  .card-insurance-literacy-malaysia {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .posts-grid-insurance-literacy-malaysia {
    flex-direction: column;
    align-items: stretch;
  }

  .key-concepts-grid-insurance-literacy-malaysia {
    flex-direction: column;
    align-items: stretch;
  }

  .concept-card-insurance-literacy-malaysia {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .card-meta-insurance-literacy-malaysia {
    gap: 1rem;
  }

  .insights-text-block-insurance-literacy-malaysia {
    padding: 0 clamp(1rem, 3vw, 1.5rem);
  }
}

@media (min-width: 768px) and (max-width: 1023px) {
  .posts-grid-insurance-literacy-malaysia {
    justify-content: center;
  }

  .card-insurance-literacy-malaysia {
    flex: 1 1 calc(50% - 1rem);
    max-width: 450px;
  }

  .key-concepts-grid-insurance-literacy-malaysia {
    justify-content: center;
  }

  .concept-card-insurance-literacy-malaysia {
    flex: 1 1 calc(50% - 1rem);
    max-width: 350px;
  }
}

@media (min-width: 1024px) {
  .hero-content-insurance-literacy-malaysia {
    gap: 3rem;
  }

  .posts-grid-insurance-literacy-malaysia {
    gap: 2rem;
  }

  .card-insurance-literacy-malaysia {
    flex: 1 1 calc(25% - 1.5rem);
  }

  .key-concepts-grid-insurance-literacy-malaysia {
    gap: 2rem;
  }

  .concept-card-insurance-literacy-malaysia {
    flex: 1 1 calc(33.333% - 1.5rem);
  }
}

::-webkit-scrollbar {
width: 8px;
}

::-webkit-scrollbar-track {
background: var(--color-bg-secondary);
}

::-webkit-scrollbar-thumb {
background: var(--color-border);
border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
background: var(--color-text-secondary);
}

.main-life-vs-general-insurance {
width: 100%;
overflow-x: hidden;
}

.container {
max-width: 1440px;
margin: 0 auto;
padding: 0 clamp(1rem, 4vw, 2rem);
display: block !important;
}

.hero-section-life-vs-general-insurance {
background: var(--color-bg-primary);
padding: clamp(2rem, 6vw, 4rem) 0;
overflow: hidden;
}

.hero-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
align-items: center;
}

@media (min-width: 768px) {
.hero-content-life-vs-general-insurance {
flex-direction: row;
align-items: center;
gap: clamp(3rem, 6vw, 5rem);
}
}

.hero-text-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.hero-text-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.hero-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
font-weight: 800;
line-height: var(--line-height-tight);
margin-bottom: clamp(0.75rem, 2vw, 1.5rem);
word-wrap: break-word;
overflow-wrap: break-word;
}

.hero-subtitle-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(1rem, 2vw, 1.25rem);
line-height: var(--line-height-normal);
margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-life-vs-general-insurance {
display: flex;
flex-wrap: wrap;
gap: clamp(1rem, 2vw, 1.5rem);
}

.meta-item-life-vs-general-insurance {
display: flex;
align-items: center;
gap: 0.5rem;
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw, 1rem);
}

.meta-item-life-vs-general-insurance i {
color: var(--color-primary);
}

.hero-image-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.hero-image-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.hero-img-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 450px;
object-fit: cover;
border-radius: var(--radius-lg);
display: block;
}

.breadcrumbs-life-vs-general-insurance {
display: flex;
flex-wrap: wrap;
gap: 0.5rem;
margin-bottom: clamp(1.5rem, 3vw, 2rem);
font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.breadcrumbs-life-vs-general-insurance a {
color: var(--color-primary);
text-decoration: none;
transition: all 0.3s ease;
}

.breadcrumbs-life-vs-general-insurance a:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

.breadcrumbs-life-vs-general-insurance span {
color: var(--color-text-secondary);
}

.intro-section-life-vs-general-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.intro-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
align-items: center;
}

@media (min-width: 768px) {
.intro-content-life-vs-general-insurance {
flex-direction: row;
align-items: center;
gap: clamp(3rem, 6vw, 5rem);
}
}

.intro-text-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.intro-text-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.intro-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: var(--line-height-tight);
}

.intro-paragraph-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: var(--line-height-relaxed);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-life-vs-general-insurance:last-child {
margin-bottom: 0;
}

.intro-image-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.intro-image-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.intro-img-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
display: block;
}

.definition-section-life-vs-general-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.definition-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
align-items: center;
}

@media (min-width: 768px) {
.definition-content-life-vs-general-insurance {
flex-direction: row;
align-items: center;
gap: clamp(3rem, 6vw, 5rem);
}
}

.definition-text-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.definition-text-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.definition-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: var(--line-height-tight);
}

.definition-paragraph-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: var(--line-height-relaxed);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.definition-paragraph-life-vs-general-insurance:last-child {
margin-bottom: 0;
}

.definition-image-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.definition-image-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.definition-img-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
display: block;
}

.general-section-life-vs-general-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.general-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
align-items: center;
}

@media (min-width: 768px) {
.general-content-life-vs-general-insurance {
flex-direction: row-reverse;
align-items: center;
gap: clamp(3rem, 6vw, 5rem);
}
}

.general-text-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.general-text-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.general-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: var(--line-height-tight);
}

.general-paragraph-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: var(--line-height-relaxed);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.general-paragraph-life-vs-general-insurance:last-child {
margin-bottom: 0;
}

.general-image-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.general-image-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.general-img-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
display: block;
}

.comparison-section-life-vs-general-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.comparison-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
}

.comparison-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
text-align: center;
margin-bottom: clamp(2rem, 4vw, 3rem);
line-height: var(--line-height-tight);
}

.comparison-cards-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

@media (min-width: 768px) {
.comparison-cards-life-vs-general-insurance {
flex-direction: row;
flex-wrap: wrap;
justify-content: center;
}
}

.comparison-card-life-vs-general-insurance {
flex: 1 1 100%;
max-width: 500px;
background: var(--color-bg-card);
padding: clamp(1.5rem, 3vw, 2.5rem);
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: flex;
flex-direction: column;
gap: 1rem;
transition: all 0.3s ease;
}

@media (min-width: 768px) {
.comparison-card-life-vs-general-insurance {
flex: 1 1 45%;
}
}

.comparison-card-life-vs-general-insurance:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-lg);
}

.card-header-life-vs-general-insurance {
display: flex;
align-items: center;
gap: 1rem;
margin-bottom: 0.5rem;
}

.card-header-life-vs-general-insurance i {
color: var(--color-primary);
font-size: 1.5rem;
}

.card-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.125rem, 2vw, 1.5rem);
font-weight: 600;
margin: 0;
}

.card-details-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: 0.75rem;
}

.detail-item-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw, 1rem);
line-height: var(--line-height-normal);
margin: 0;
}

.detail-item-life-vs-general-insurance strong {
color: var(--color-text-primary);
font-weight: 600;
}

.when-section-life-vs-general-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.when-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
}

.when-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
text-align: center;
margin-bottom: clamp(2rem, 4vw, 3rem);
line-height: var(--line-height-tight);
}

.when-wrapper-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
align-items: center;
}

@media (min-width: 768px) {
.when-wrapper-life-vs-general-insurance {
flex-direction: row;
align-items: flex-start;
gap: clamp(3rem, 6vw, 5rem);
}
}

.when-text-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.when-text-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.when-subtitle-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.125rem, 2vw, 1.5rem);
font-weight: 600;
margin-top: clamp(1rem, 2vw, 1.5rem);
margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
line-height: var(--line-height-normal);
}

.when-subtitle-life-vs-general-insurance:first-child {
margin-top: 0;
}

.when-list-life-vs-general-insurance {
list-style: none;
padding: 0;
margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
display: flex;
flex-direction: column;
gap: 0.75rem;
}

.list-item-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: var(--line-height-relaxed);
padding-left: 1.5rem;
position: relative;
}

.list-item-life-vs-general-insurance::before {
content: "";
position: absolute;
left: 0;
color: var(--color-primary);
font-weight: 700;
}

.when-image-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.when-image-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.when-img-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
display: block;
}

.integration-section-life-vs-general-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.integration-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
align-items: center;
}

@media (min-width: 768px) {
.integration-content-life-vs-general-insurance {
flex-direction: row;
align-items: center;
gap: clamp(3rem, 6vw, 5rem);
}
}

.integration-image-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.integration-image-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.integration-img-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
display: block;
}

.integration-text-life-vs-general-insurance {
flex: 1 1 100%;
}

@media (min-width: 768px) {
.integration-text-life-vs-general-insurance {
flex: 1 1 50%;
}
}

.integration-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: var(--line-height-tight);
}

.integration-paragraph-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: var(--line-height-relaxed);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.integration-paragraph-life-vs-general-insurance:last-child {
margin-bottom: 0;
}

.considerations-section-life-vs-general-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.considerations-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
}

.considerations-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
text-align: center;
margin-bottom: clamp(2rem, 4vw, 3rem);
line-height: var(--line-height-tight);
}

.considerations-cards-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

@media (min-width: 768px) {
.considerations-cards-life-vs-general-insurance {
flex-direction: row;
flex-wrap: wrap;
justify-content: center;
}
}

.considerations-card-life-vs-general-insurance {
flex: 1 1 100%;
min-width: 250px;
max-width: 280px;
background: var(--color-bg-card);
padding: clamp(1.5rem, 2vw, 2rem);
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: flex;
flex-direction: column;
gap: 1rem;
text-align: center;
transition: all 0.3s ease;
}

@media (min-width: 1024px) {
.considerations-card-life-vs-general-insurance {
flex: 0 1 22%;
}
}

.considerations-card-life-vs-general-insurance:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-lg);
}

.card-icon-life-vs-general-insurance {
font-size: 2.5rem;
color: var(--color-primary);
}

.card-name-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1rem, 1.5vw, 1.25rem);
font-weight: 600;
margin: 0;
}

.card-text-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.825rem, 1vw, 0.95rem);
line-height: var(--line-height-normal);
margin: 0;
}

.cta-section-life-vs-general-insurance {
background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.cta-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2rem);
text-align: center;
align-items: center;
}

.cta-title-life-vs-general-insurance {
color: #ffffff;
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
margin-bottom: 0;
line-height: var(--line-height-tight);
}

.cta-text-life-vs-general-insurance {
color: rgba(255, 255, 255, 0.95);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: var(--line-height-relaxed);
max-width: 600px;
}

.btn-cta-life-vs-general-insurance {
display: inline-block;
padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
background: #ffffff;
color: var(--color-primary);
text-decoration: none;
border-radius: var(--radius-md);
font-weight: 600;
font-size: clamp(0.875rem, 1vw, 1rem);
transition: all 0.3s ease;
}

.btn-cta-life-vs-general-insurance:hover {
background: rgba(255, 255, 255, 0.9);
transform: translateY(-2px);
box-shadow: var(--shadow-lg);
}

.disclaimer-section-life-vs-general-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.disclaimer-content-life-vs-general-insurance {
max-width: 800px;
margin: 0 auto;
}

.disclaimer-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.25rem, 2vw, 1.5rem);
font-weight: 600;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-text-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.825rem, 1vw, 0.95rem);
line-height: var(--line-height-relaxed);
background: var(--color-bg-secondary);
padding: clamp(1.5rem, 3vw, 2rem);
border-left: 4px solid var(--color-primary);
border-radius: var(--radius-md);
}

.related-section-life-vs-general-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.related-content-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 4vw, 3rem);
}

.related-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
text-align: center;
margin-bottom: clamp(2rem, 4vw, 3rem);
line-height: var(--line-height-tight);
}

.related-cards-life-vs-general-insurance {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

@media (min-width: 768px) {
.related-cards-life-vs-general-insurance {
flex-direction: row;
flex-wrap: wrap;
justify-content: center;
}
}

.related-card-life-vs-general-insurance {
flex: 1 1 100%;
max-width: 380px;
background: var(--color-bg-card);
border-radius: var(--radius-lg);
overflow: hidden;
text-decoration: none;
box-shadow: var(--shadow-md);
transition: all 0.3s ease;
display: flex;
flex-direction: column;
height: 100%;
}

@media (min-width: 768px) {
.related-card-life-vs-general-insurance {
flex: 1 1 30%;
}
}

.related-card-life-vs-general-insurance:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-lg);
}

.related-image-life-vs-general-insurance {
width: 100%;
height: auto;
max-height: 220px;
overflow: hidden;
}

.related-image-life-vs-general-insurance img {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

.related-info-life-vs-general-insurance {
padding: clamp(1.5rem, 2vw, 2rem);
display: flex;
flex-direction: column;
gap: 0.75rem;
flex: 1;
}

.related-card-title-life-vs-general-insurance {
color: var(--color-text-primary);
font-size: clamp(1rem, 1.5vw, 1.25rem);
font-weight: 600;
margin: 0;
line-height: var(--line-height-normal);
}

.related-card-text-life-vs-general-insurance {
color: var(--color-text-secondary);
font-size: clamp(0.825rem, 1vw, 0.95rem);
line-height: var(--line-height-normal);
margin: 0;
flex: 1;
}

@media (max-width: 767px) {
.comparison-cards-life-vs-general-insurance {
flex-direction: column;
}

.comparison-card-life-vs-general-insurance {
flex: 1 1 100%;
max-width: 100%;
}

.considerations-card-life-vs-general-insurance {
flex: 1 1 100%;
max-width: 100%;
}

.related-card-life-vs-general-insurance {
flex: 1 1 100%;
max-width: 100%;
}
}

* {
margin: 0;
padding: 0;
box-sizing: border-box;
}

html, body {
width: 100%;
height: 100%;
}

body {
font-family: 'Poppins', sans-serif;
color: var(--color-text-primary);
background: var(--color-bg-primary);
overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
word-wrap: break-word;
overflow-wrap: break-word;
}

p {
word-wrap: break-word;
overflow-wrap: break-word;
}

.main-takaful-basics-islamic-insurance {
width: 100%;
overflow: hidden;
}

.container {
max-width: 1440px;
margin: 0 auto;
padding: 0 clamp(1rem, 4vw, 2rem);
display: block !important;
}

.hero-section-takaful-basics-islamic-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-bottom: 1px solid var(--color-border-light);
}

.hero-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

.breadcrumbs-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: 0.5rem;
font-size: clamp(0.75rem, 1vw, 0.875rem);
color: var(--color-text-secondary);
margin-bottom: 1rem;
flex-wrap: wrap;
}

.breadcrumbs-takaful-basics-islamic-insurance a {
color: var(--color-primary);
text-decoration: none;
transition: all 0.3s ease;
}

.breadcrumbs-takaful-basics-islamic-insurance a:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

.breadcrumbs-takaful-basics-islamic-insurance span {
color: var(--color-text-secondary);
}

.hero-header-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 1rem;
max-width: 900px;
}

.hero-title-takaful-basics-islamic-insurance {
font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.2;
}

.hero-subtitle-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

.hero-meta-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: 1rem;
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
flex-wrap: wrap;
}

.meta-item-takaful-basics-islamic-insurance {
color: var(--color-text-secondary);
}

.meta-divider-takaful-basics-islamic-insurance {
color: var(--color-border);
}

.hero-image-takaful-basics-islamic-insurance {
width: 100%;
max-height: 450px;
overflow: hidden;
border-radius: 12px;
}

.hero-img-takaful-basics-islamic-insurance {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

.intro-section-takaful-basics-islamic-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.intro-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.intro-text-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
display: flex;
flex-direction: column;
gap: 1.5rem;
}

.intro-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
}

.intro-paragraph-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.intro-image-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
height: 300px;
border-radius: 12px;
overflow: hidden;
}

.intro-img-takaful-basics-islamic-insurance {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

@media (max-width: 768px) {
.intro-content-takaful-basics-islamic-insurance {
flex-direction: column;
}

.intro-text-takaful-basics-islamic-insurance,
.intro-image-takaful-basics-islamic-insurance {
flex: 1 1 100%;
max-width: 100%;
}

.intro-image-takaful-basics-islamic-insurance {
height: 250px;
}
}

.core-section-takaful-basics-islamic-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.core-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: flex-start;
}

.core-text-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
display: flex;
flex-direction: column;
gap: 1.5rem;
}

.core-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
}

.core-paragraph-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.principles-list-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 2rem;
}

.principle-item-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: 1.5rem;
}

.principle-number-takaful-basics-islamic-insurance {
font-size: clamp(1.75rem, 3vw, 2.5rem);
font-weight: 800;
color: var(--color-primary);
min-width: 60px;
flex-shrink: 0;
}

.principle-detail-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 0.5rem;
}

.principle-title-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw, 1.25rem);
color: var(--color-text-primary);
font-weight: 600;
}

.principle-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

.core-image-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
height: 350px;
border-radius: 12px;
overflow: hidden;
}

.core-img-takaful-basics-islamic-insurance {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

@media (max-width: 768px) {
.core-content-takaful-basics-islamic-insurance {
flex-direction: column;
}

.core-text-takaful-basics-islamic-insurance,
.core-image-takaful-basics-islamic-insurance {
flex: 1 1 100%;
max-width: 100%;
}

.core-image-takaful-basics-islamic-insurance {
height: 250px;
}
}

.comparison-section-takaful-basics-islamic-insurance {
background: var(--color-bg-tertiary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.comparison-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.comparison-intro-takaful-basics-islamic-insurance {
text-align: center;
}

.comparison-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
margin-bottom: 0.5rem;
}

.comparison-subtitle-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

.comparison-table-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 1.5rem;
max-width: 900px;
margin: 0 auto;
width: 100%;
}

.comparison-row-takaful-basics-islamic-insurance {
background: var(--color-bg-card);
border: 1px solid var(--color-border);
border-radius: 8px;
overflow: hidden;
}

.comparison-aspect-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 1rem;
padding: clamp(1.5rem, 3vw, 2rem);
}

.aspect-label-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw, 1.25rem);
color: var(--color-text-primary);
font-weight: 600;
}

.aspect-takaful-takaful-basics-islamic-insurance,
.aspect-conventional-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
padding-left: 1rem;
border-left: 3px solid var(--color-accent);
}

.types-section-takaful-basics-islamic-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.types-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.types-image-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
height: 350px;
border-radius: 12px;
overflow: hidden;
}

.types-img-takaful-basics-islamic-insurance {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

.types-text-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
display: flex;
flex-direction: column;
gap: 1.5rem;
}

.types-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
}

.types-intro-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.types-cards-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 1.5rem;
}

.type-card-takaful-basics-islamic-insurance {
background: var(--color-bg-secondary);
padding: clamp(1.5rem, 3vw, 2rem);
border-radius: 8px;
border-left: 4px solid var(--color-accent);
display: flex;
flex-direction: column;
gap: 0.75rem;
}

.card-type-title-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw, 1.25rem);
color: var(--color-text-primary);
font-weight: 600;
}

.card-type-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

.card-type-detail-takaful-basics-islamic-insurance {
font-size: clamp(0.75rem, 1vw, 0.875rem);
color: var(--color-text-muted);
font-style: italic;
}

.types-closing-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

@media (max-width: 768px) {
.types-content-takaful-basics-islamic-insurance {
flex-direction: column;
}

.types-image-takaful-basics-islamic-insurance,
.types-text-takaful-basics-islamic-insurance {
flex: 1 1 100%;
max-width: 100%;
}

.types-image-takaful-basics-islamic-insurance {
height: 250px;
}
}

.regulation-section-takaful-basics-islamic-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.regulation-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.regulation-text-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
display: flex;
flex-direction: column;
gap: 1.5rem;
}

.regulation-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
}

.regulation-intro-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.regulation-highlights-takaful-basics-islamic-insurance {
margin: 0.5rem 0;
}

.highlight-box-takaful-basics-islamic-insurance {
background: var(--color-bg-tertiary);
padding: clamp(1.5rem, 3vw, 2rem);
border-radius: 8px;
border-left: 4px solid var(--color-primary);
}

.highlight-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.regulation-detail-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.regulation-note-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.7;
font-style: italic;
}

.regulation-image-takaful-basics-islamic-insurance {
flex: 1 1 50%;
max-width: 50%;
height: 350px;
border-radius: 12px;
overflow: hidden;
}

.regulation-img-takaful-basics-islamic-insurance {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

@media (max-width: 768px) {
.regulation-content-takaful-basics-islamic-insurance {
flex-direction: column;
}

.regulation-text-takaful-basics-islamic-insurance,
.regulation-image-takaful-basics-islamic-insurance {
flex: 1 1 100%;
max-width: 100%;
}

.regulation-image-takaful-basics-islamic-insurance {
height: 250px;
}
}

.benefits-section-takaful-basics-islamic-insurance {
background: var(--color-bg-tertiary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.benefits-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.benefits-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
text-align: center;
}

.benefits-intro-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
text-align: center;
max-width: 800px;
margin: 0 auto;
}

.benefits-grid-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 3vw, 2rem);
justify-content: center;
}

.benefit-card-takaful-basics-islamic-insurance {
flex: 1 1 calc(33.333% - 1rem);
min-width: 250px;
max-width: 380px;
background: var(--color-bg-card);
padding: clamp(1.5rem, 3vw, 2rem);
border-radius: 8px;
border: 1px solid var(--color-border);
display: flex;
flex-direction: column;
gap: 1rem;
transition: all 0.3s ease;
}

.benefit-card-takaful-basics-islamic-insurance:hover {
transform: translateY(-4px);
box-shadow: 0 4px 12px rgba(37, 99, 235, 0.1);
}

.benefit-icon-takaful-basics-islamic-insurance {
font-size: clamp(2rem, 4vw, 3rem);
color: var(--color-accent);
}

.benefit-title-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw, 1.25rem);
color: var(--color-text-primary);
font-weight: 600;
}

.benefit-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

@media (max-width: 1024px) {
.benefit-card-takaful-basics-islamic-insurance {
flex: 1 1 calc(50% - 1rem);
}
}

@media (max-width: 768px) {
.benefit-card-takaful-basics-islamic-insurance {
flex: 1 1 100%;
}
}

.getting-started-section-takaful-basics-islamic-insurance {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.getting-started-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.getting-started-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
}

.getting-started-intro-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
max-width: 800px;
}

.steps-container-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 2rem;
}

.step-block-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
gap: 1.5rem;
}

.step-num-takaful-basics-islamic-insurance {
font-size: clamp(2rem, 4vw, 3rem);
font-weight: 800;
color: var(--color-primary);
min-width: 70px;
flex-shrink: 0;
}

.step-info-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: 0.5rem;
}

.step-heading-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw, 1.25rem);
color: var(--color-text-primary);
font-weight: 600;
}

.step-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.7;
}

.cta-section-takaful-basics-islamic-insurance {
background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.cta-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2rem);
text-align: center;
max-width: 800px;
margin: 0 auto;
}

.cta-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: #ffffff;
font-weight: 700;
line-height: 1.3;
}

.cta-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: #ffffff;
line-height: 1.7;
}

.cta-action-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: rgba(255, 255, 255, 0.9);
line-height: 1.6;
}

.cta-link-takaful-basics-islamic-insurance {
display: inline-block;
padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
background: #ffffff;
color: var(--color-primary);
text-decoration: none;
border-radius: 6px;
font-weight: 600;
font-size: clamp(0.875rem, 1vw, 1rem);
transition: all 0.3s ease;
}

.cta-link-takaful-basics-islamic-insurance:hover {
background: #f1f5f9;
transform: translateY(-2px);
}

.disclaimer-section-takaful-basics-islamic-insurance {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-top: 1px solid var(--color-border);
}

.disclaimer-content-takaful-basics-islamic-insurance {
max-width: 900px;
margin: 0 auto;
background: var(--color-bg-card);
padding: clamp(2rem, 4vw, 3rem);
border-radius: 8px;
border-left: 4px solid var(--color-primary);
}

.disclaimer-title-takaful-basics-islamic-insurance {
font-size: clamp(1.25rem, 3vw, 1.75rem);
color: var(--color-text-primary);
font-weight: 600;
margin-bottom: 1rem;
}

.disclaimer-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.8;
}

.related-section-takaful-basics-islamic-insurance {
background: var(--color-bg-tertiary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.related-content-takaful-basics-islamic-insurance {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.related-title-takaful-basics-islamic-insurance {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.3;
text-align: center;
}

.related-subtitle-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.6;
text-align: center;
}

.related-cards-takaful-basics-islamic-insurance {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 3vw, 2rem);
justify-content: center;
}

.related-card-takaful-basics-islamic-insurance {
flex: 1 1 calc(33.333% - 1rem);
min-width: 280px;
max-width: 380px;
background: var(--color-bg-card);
border: 1px solid var(--color-border);
border-radius: 8px;
overflow: hidden;
display: flex;
flex-direction: column;
transition: all 0.3s ease;
}

.related-card-takaful-basics-islamic-insurance:hover {
transform: translateY(-4px);
box-shadow: 0 4px 12px rgba(37, 99, 235, 0.1);
}

.related-image-takaful-basics-islamic-insurance {
width: 100%;
height: 200px;
overflow: hidden;
}

.related-img-takaful-basics-islamic-insurance {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

.related-info-takaful-basics-islamic-insurance {
padding: clamp(1.5rem, 3vw, 2rem);
display: flex;
flex-direction: column;
gap: 1rem;
flex-grow: 1;
}

.related-card-title-takaful-basics-islamic-insurance {
font-size: clamp(1rem, 2vw, 1.25rem);
color: var(--color-text-primary);
font-weight: 600;
line-height: 1.4;
}

.related-card-text-takaful-basics-islamic-insurance {
font-size: clamp(0.875rem, 1vw, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
flex-grow: 1;
}

.related-link-takaful-basics-islamic-insurance {
display: inline-block;
color: var(--color-primary);
text-decoration: none;
font-weight: 600;
font-size: clamp(0.875rem, 1vw, 1rem);
transition: all 0.3s ease;
}

.related-link-takaful-basics-islamic-insurance:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

@media (max-width: 1024px) {
.related-card-takaful-basics-islamic-insurance {
flex: 1 1 calc(50% - 1rem);
}
}

@media (max-width: 768px) {
.related-card-takaful-basics-islamic-insurance {
flex: 1 1 100%;
}

.benefit-card-takaful-basics-islamic-insurance {
flex: 1 1 100%;
}
}

@media (max-width: 640px) {
.breadcrumbs-takaful-basics-islamic-insurance {
font-size: 0.75rem;
}

.hero-meta-takaful-basics-islamic-insurance {
font-size: 0.75rem;
gap: 0.75rem;
}
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

.main-medical-card-coverage-guide {
  display: block;
  width: 100%;
  background: var(--color-bg-primary);
  font-family: var(--font-primary);
  color: var(--color-text-primary);
  line-height: var(--line-height-normal);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
  font-weight: 700;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.hero-section-medical-card-coverage-guide {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.hero-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-subtitle-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(0.75rem, 1vw, 1.5rem);
  align-items: center;
  flex-wrap: wrap;
}

.meta-item-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw, 1rem);
}

.meta-separator-medical-card-coverage-guide {
  color: var(--color-border);
}

.hero-image-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-medical-card-coverage-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
}

.breadcrumbs-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(0.5rem, 1vw, 1rem);
  align-items: center;
  flex-wrap: wrap;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.breadcrumbs-medical-card-coverage-guide a {
  color: var(--color-primary);
  transition: var(--transition-base);
}

.breadcrumbs-medical-card-coverage-guide a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-medical-card-coverage-guide span {
  color: var(--color-border);
}

.intro-section-medical-card-coverage-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.intro-paragraph-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-image-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-img-medical-card-coverage-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.coverage-types-section-medical-card-coverage-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.coverage-types-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.coverage-types-text-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.coverage-types-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.coverage-types-paragraph-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.coverage-types-list-medical-card-coverage-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.coverage-item-medical-card-coverage-guide {
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-lg);
}

.coverage-item-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.coverage-item-text-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  line-height: var(--line-height-relaxed);
}

.coverage-types-image-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.coverage-types-img-medical-card-coverage-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.exclusions-section-medical-card-coverage-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.exclusions-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.exclusions-image-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.exclusions-img-medical-card-coverage-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.exclusions-text-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.exclusions-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.exclusions-paragraph-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.exclusions-list-medical-card-coverage-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.exclusion-item-medical-card-coverage-guide {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  background: var(--color-bg-primary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.exclusion-label-medical-card-coverage-guide {
  display: block;
  color: var(--color-primary);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.exclusion-text-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8125rem, 0.9vw + 0.5rem, 1rem);
  line-height: var(--line-height-relaxed);
}

.choosing-plan-section-medical-card-coverage-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.choosing-plan-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.choosing-plan-text-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.choosing-plan-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.choosing-plan-paragraph-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.choosing-plan-steps-medical-card-coverage-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.step-item-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.step-number-medical-card-coverage-guide {
  flex-shrink: 0;
  width: clamp(3rem, 6vw, 5rem);
  height: clamp(3rem, 6vw, 5rem);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-bg-secondary);
  border-radius: var(--radius-lg);
  font-size: clamp(1.5rem, 3vw, 2.5rem);
  font-weight: 800;
  color: var(--color-primary);
}

.step-content-medical-card-coverage-guide {
  flex: 1;
}

.step-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.step-text-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  line-height: var(--line-height-relaxed);
}

.choosing-plan-image-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.choosing-plan-img-medical-card-coverage-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.practical-tips-section-medical-card-coverage-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.practical-tips-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.practical-tips-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  text-align: center;
}

.practical-tips-intro-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  text-align: center;
}

.tips-grid-medical-card-coverage-guide {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.tip-card-medical-card-coverage-guide {
  flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1rem));
  max-width: 380px;
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  transition: var(--transition-base);
}

.tip-card-medical-card-coverage-guide:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.tip-card-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.tip-card-text-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  line-height: var(--line-height-relaxed);
}

.conclusion-section-medical-card-coverage-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.conclusion-text-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.conclusion-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.conclusion-paragraph-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.conclusion-highlight-medical-card-coverage-guide {
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-lg);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.highlight-text-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
}

.conclusion-image-medical-card-coverage-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.conclusion-img-medical-card-coverage-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.disclaimer-section-medical-card-coverage-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.disclaimer-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.disclaimer-box-medical-card-coverage-guide {
  padding: clamp(2rem, 3vw, 3rem);
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-warning);
  border-radius: var(--radius-lg);
}

.disclaimer-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-text-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8125rem, 1vw + 0.5rem, 1rem);
  line-height: var(--line-height-relaxed);
}

.related-section-medical-card-coverage-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-medical-card-coverage-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: var(--line-height-tight);
  text-align: center;
}

.related-subtitle-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: var(--line-height-relaxed);
  text-align: center;
}

.related-cards-medical-card-coverage-guide {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-medical-card-coverage-guide {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 1.5rem));
  max-width: 380px;
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: var(--transition-base);
  display: flex;
  flex-direction: column;
}

.related-card-medical-card-coverage-guide:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.related-card-image-medical-card-coverage-guide {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-card-img-medical-card-coverage-guide {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.related-card-body-medical-card-coverage-guide {
  padding: clamp(1.5rem, 2vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  flex: 1;
}

.related-card-title-medical-card-coverage-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  line-height: var(--line-height-tight);
}

.related-card-text-medical-card-coverage-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8125rem, 1vw + 0.5rem, 1rem);
  line-height: var(--line-height-relaxed);
  flex: 1;
}

.related-card-link-medical-card-coverage-guide {
  color: var(--color-primary);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: var(--transition-base);
  text-decoration: none;
  display: inline-block;
  margin-top: clamp(0.5rem, 1vw, 0.75rem);
}

.related-card-link-medical-card-coverage-guide:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (max-width: 768px) {
  .hero-content-medical-card-coverage-guide,
  .intro-content-medical-card-coverage-guide,
  .coverage-types-content-medical-card-coverage-guide,
  .exclusions-content-medical-card-coverage-guide,
  .choosing-plan-content-medical-card-coverage-guide,
  .conclusion-content-medical-card-coverage-guide {
    flex-direction: column;
  }

  .hero-text-medical-card-coverage-guide,
  .hero-image-medical-card-coverage-guide,
  .intro-text-medical-card-coverage-guide,
  .intro-image-medical-card-coverage-guide,
  .coverage-types-text-medical-card-coverage-guide,
  .coverage-types-image-medical-card-coverage-guide,
  .exclusions-image-medical-card-coverage-guide,
  .exclusions-text-medical-card-coverage-guide,
  .choosing-plan-text-medical-card-coverage-guide,
  .choosing-plan-image-medical-card-coverage-guide,
  .conclusion-text-medical-card-coverage-guide,
  .conclusion-image-medical-card-coverage-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .tip-card-medical-card-coverage-guide {
    flex: 1 1 100%;
  }

  .related-card-medical-card-coverage-guide {
    flex: 1 1 100%;
  }

  .step-item-medical-card-coverage-guide {
    flex-direction: column;
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .step-number-medical-card-coverage-guide {
    width: clamp(2.5rem, 5vw, 3rem);
    height: clamp(2.5rem, 5vw, 3rem);
  }
}

@media (max-width: 480px) {
  .hero-meta-medical-card-coverage-guide {
    flex-direction: column;
    gap: clamp(0.5rem, 1vw, 0.75rem);
  }

  .meta-separator-medical-card-coverage-guide {
    display: none;
  }

  .breadcrumbs-medical-card-coverage-guide {
    flex-direction: column;
    gap: clamp(0.25rem, 0.5vw, 0.5rem);
    text-align: center;
  }

  .breadcrumbs-medical-card-coverage-guide span {
    display: none;
  }

  .tips-grid-medical-card-coverage-guide {
    flex-direction: column;
  }

  .tip-card-medical-card-coverage-guide {
    flex: 1 1 100%;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: var(--line-height-normal);
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

a {
  text-decoration: none;
  transition: var(--transition-base);
}

.btn {
  display: inline-block;
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  font-weight: 600;
  text-align: center;
  transition: var(--transition-base);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
}

.btn-primary-bnm-regulatory-framework {
  background: var(--color-accent);
  color: #ffffff;
}

.btn-primary-bnm-regulatory-framework:hover {
  background: var(--color-accent-hover);
  transform: translateY(-2px);
}

.hero-section-bnm-regulatory-framework {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-wrapper-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-wrapper-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.breadcrumbs-bnm-regulatory-framework {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.9rem);
}

.breadcrumbs-bnm-regulatory-framework a {
  color: var(--color-accent);
}

.breadcrumbs-bnm-regulatory-framework a:hover {
  text-decoration: underline;
}

.breadcrumbs-bnm-regulatory-framework span {
  color: var(--color-text-secondary);
}

.hero-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-subtitle-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

.hero-meta-bnm-regulatory-framework {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 2rem);
  margin-bottom: 0;
}

.meta-item-bnm-regulatory-framework {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
}

.meta-item-bnm-regulatory-framework i {
  color: var(--color-accent);
}

.hero-image-bnm-regulatory-framework {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .hero-content-bnm-regulatory-framework {
    flex-direction: column;
  }
  
  .hero-text-wrapper-bnm-regulatory-framework,
  .hero-image-wrapper-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .hero-image-bnm-regulatory-framework {
    max-height: 300px;
  }
}

.intro-section-bnm-regulatory-framework {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-bnm-regulatory-framework {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-bnm-regulatory-framework:last-child {
  margin-bottom: 0;
}

.intro-img-bnm-regulatory-framework {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .intro-content-bnm-regulatory-framework {
    flex-direction: column;
  }
  
  .intro-text-bnm-regulatory-framework,
  .intro-image-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.framework-section-bnm-regulatory-framework {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.framework-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.framework-text-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.framework-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.framework-intro-bnm-regulatory-framework {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

.pillars-list-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.pillar-item-bnm-regulatory-framework {
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-accent);
}

.pillar-number-bnm-regulatory-framework {
  font-size: clamp(1.5rem, 3vw, 2.5rem);
  font-weight: 800;
  color: var(--color-accent);
  margin: 0 0 0.5rem 0;
}

.pillar-title-bnm-regulatory-framework {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
}

.pillar-text-bnm-regulatory-framework {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

.framework-image-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.framework-img-bnm-regulatory-framework {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .framework-content-bnm-regulatory-framework {
    flex-direction: column;
  }
  
  .framework-text-bnm-regulatory-framework,
  .framework-image-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.process-section-bnm-regulatory-framework {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.process-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.process-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
}

.process-subtitle-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  text-align: center;
  margin-top: clamp(0.5rem, 1vw, 1rem);
}

.process-steps-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.process-step-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-primary);
  border-radius: var(--radius-md);
}

.step-number-bnm-regulatory-framework {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--color-accent);
  flex-shrink: 0;
  min-width: clamp(3rem, 5vw, 5rem);
}

.step-content-bnm-regulatory-framework {
  flex: 1;
}

.step-title-bnm-regulatory-framework {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
}

.step-text-bnm-regulatory-framework {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

@media (max-width: 768px) {
  .process-step-bnm-regulatory-framework {
    flex-direction: column;
    gap: 1rem;
  }
  
  .step-number-bnm-regulatory-framework {
    min-width: auto;
  }
}

.key-regulations-section-bnm-regulatory-framework {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.key-regulations-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.regulations-text-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.regulations-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.regulations-intro-bnm-regulatory-framework {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

.regulation-box-bnm-regulatory-framework {
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.regulation-box-bnm-regulatory-framework:last-child {
  margin-bottom: 0;
}

.regulation-name-bnm-regulatory-framework {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  font-weight: 700;
  color: var(--color-accent);
  margin-bottom: 0.75rem;
}

.regulation-detail-bnm-regulatory-framework {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

.regulations-image-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.regulations-img-bnm-regulatory-framework {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .key-regulations-content-bnm-regulatory-framework {
    flex-direction: column;
  }
  
  .regulations-text-bnm-regulatory-framework,
  .regulations-image-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.protection-section-bnm-regulatory-framework {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.protection-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.protection-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
}

.protection-intro-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  text-align: center;
}

.protection-cards-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.protection-card-bnm-regulatory-framework {
  flex: 1 1 calc(50% - 1rem);
  max-width: 380px;
  padding: clamp(1.5rem, 2vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: var(--transition-base);
}

.protection-card-bnm-regulatory-framework:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-icon-bnm-regulatory-framework {
  font-size: clamp(2rem, 3vw, 2.75rem);
  color: var(--color-accent);
}

.card-title-bnm-regulatory-framework {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
}

.card-text-bnm-regulatory-framework {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

@media (max-width: 768px) {
  .protection-card-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.tips-section-bnm-regulatory-framework {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.tips-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.tips-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
}

.tips-intro-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  text-align: center;
}

.tips-wrapper-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.tips-text-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.tip-item-bnm-regulatory-framework {
  display: flex;
  gap: clamp(1rem, 2vw, 1.5rem);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.tip-item-bnm-regulatory-framework:last-child {
  margin-bottom: 0;
}

.tip-number-bnm-regulatory-framework {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  color: var(--color-accent);
  flex-shrink: 0;
  min-width: 3rem;
}

.tip-detail-bnm-regulatory-framework {
  flex: 1;
}

.tip-heading-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.15rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
}

.tip-body-bnm-regulatory-framework {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

.tips-image-bnm-regulatory-framework {
  flex: 1 1 50%;
  max-width: 50%;
}

.tips-img-bnm-regulatory-framework {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .tips-wrapper-bnm-regulatory-framework {
    flex-direction: column;
  }
  
  .tips-text-bnm-regulatory-framework,
  .tips-image-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conclusion-section-bnm-regulatory-framework {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 800px;
  margin: 0 auto;
}

.conclusion-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
}

.conclusion-text-bnm-regulatory-framework {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

.featured-quote-bnm-regulatory-framework {
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-left: 4px solid var(--color-accent);
  background: var(--color-bg-primary);
  border-radius: var(--radius-md);
  font-style: italic;
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  margin: clamp(1rem, 2vw, 1.5rem) 0;
}

.featured-quote-bnm-regulatory-framework p {
  margin: 0;
  color: var(--color-text-primary);
}

.cta-box-bnm-regulatory-framework {
  background: linear-gradient(135deg, var(--color-accent), var(--color-secondary));
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: var(--radius-lg);
  text-align: center;
  color: #ffffff;
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.cta-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw + 0.5rem, 2rem);
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 0.75rem;
}

.cta-text-bnm-regulatory-framework {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.05rem);
  color: rgba(255, 255, 255, 0.95);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.related-section-bnm-regulatory-framework {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-bnm-regulatory-framework {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.related-title-bnm-regulatory-framework {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
}

.related-subtitle-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  text-align: center;
}

.related-cards-bnm-regulatory-framework {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.related-card-bnm-regulatory-framework {
  flex: 1 1 calc(33.333% - 1.33rem);
  max-width: 360px;
  background: var(--color-bg-card);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
}

.related-card-bnm-regulatory-framework:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-image-bnm-regulatory-framework {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.card-image-bnm-regulatory-framework img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.card-content-bnm-regulatory-framework {
  padding: clamp(1rem, 2vw, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.card-heading-bnm-regulatory-framework {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.15rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: var(--line-height-tight);
}

.card-description-bnm-regulatory-framework {
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
  margin: 0;
  flex: 1;
}

.card-link-bnm-regulatory-framework {
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  font-weight: 600;
  color: var(--color-accent);
  margin-top: 0.5rem;
  transition: var(--transition-base);
}

.card-link-bnm-regulatory-framework:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

@media (max-width: 1024px) {
  .related-card-bnm-regulatory-framework {
    flex: 1 1 calc(50% - 0.75rem);
  }
}

@media (max-width: 768px) {
  .related-card-bnm-regulatory-framework {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.disclaimer-section-bnm-regulatory-framework {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.disclaimer-content-bnm-regulatory-framework {
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-title-bnm-regulatory-framework {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-text-bnm-regulatory-framework {
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
}

.disclaimer-text-bnm-regulatory-framework:last-child {
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .hero-meta-bnm-regulatory-framework {
    flex-direction: column;
    gap: 0.75rem;
  }
}

* {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insurance-literacy-main-about {
  width: 100%;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-insurance-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  text-align: center;
}

.hero-insurance-title-about {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  line-height: 1.2;
}

.hero-insurance-subtitle-about {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  line-height: 1.6;
}

.hero-insurance-visual-about {
  width: 100%;
  max-width: 800px;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
  margin: 1rem 0;
}

.mission-insurance-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.mission-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.mission-insurance-header-about {
  text-align: center;
  max-width: 800px;
  margin: 0 auto;
}

.mission-insurance-header-tag-about {
  display: inline-block;
  padding: 0.5rem 1.25rem;
  background: rgba(37, 99, 235, 0.1);
  color: var(--color-accent);
  border-radius: 25px;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.mission-insurance-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: 1rem;
  line-height: 1.3;
}

.mission-insurance-text-about {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  max-width: 800px;
  margin: 0 auto;
}

.expertise-insurance-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.expertise-insurance-header-about {
  text-align: center;
}

.expertise-insurance-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: 1rem;
  line-height: 1.3;
}

.expertise-insurance-intro-about {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
  margin-bottom: 2rem;
}

.expertise-cards-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.expertise-card-about {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 12px;
  border: 1px solid var(--color-border);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.expertise-card-about:hover {
  transform: translateY(-6px);
  box-shadow: 0 10px 30px rgba(37, 99, 235, 0.1);
}

.expertise-card-icon-about {
  font-size: clamp(2rem, 3vw, 2.75rem);
  color: var(--color-accent);
  width: fit-content;
}

.expertise-card-title-about {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.expertise-card-text-about {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.approach-insurance-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.approach-insurance-split-about {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.approach-text-block-about {
  flex: 1 1 45%;
  min-width: 0;
}

.approach-visual-block-about {
  flex: 1 1 45%;
  min-width: 0;
}

.approach-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: 1.5rem;
  line-height: 1.3;
}

.approach-text-about {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: 1.5rem;
}

.approach-visual-image-about {
  width: 100%;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
  max-height: 450px;
}

.commitment-insurance-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.commitment-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.commitment-header-about {
  text-align: center;
  max-width: 800px;
  margin: 0 auto;
}

.commitment-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: 1.5rem;
  line-height: 1.3;
}

.commitment-intro-about {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: 2rem;
}

.commitment-values-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.value-item-about {
  flex: 1 1 200px;
  max-width: 300px;
  text-align: center;
}

.value-number-about {
  font-size: clamp(2.5rem, 4vw, 3.5rem);
  font-weight: 900;
  color: var(--color-accent);
  line-height: 1;
  margin-bottom: 0.75rem;
}

.value-label-about {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.2rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.4;
}

.value-description-about {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-top: 0.5rem;
}

.disclaimer-insurance-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-header-about {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.disclaimer-icon-about {
  font-size: 1.5rem;
  color: var(--color-accent);
  flex-shrink: 0;
  margin-top: 0.25rem;
}

.disclaimer-title-about {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.disclaimer-text-about {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 0.975rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

@media (max-width: 768px) {
  .hero-insurance-content-about {
    gap: 1.5rem;
  }

  .approach-insurance-split-about {
    flex-direction: column;
    gap: 2rem;
  }

  .approach-text-block-about,
  .approach-visual-block-about {
    flex: 1 1 100%;
  }

  .commitment-values-about {
    gap: 1.5rem;
  }

  .value-item-about {
    flex: 1 1 150px;
  }
}

@media (max-width: 480px) {
  .hero-insurance-title-about {
    font-size: 1.75rem;
  }

  .mission-insurance-title-about,
  .expertise-insurance-title-about,
  .approach-title-about,
  .commitment-title-about {
    font-size: 1.5rem;
  }

  .expertise-card-about {
    flex: 1 1 100%;
    max-width: none;
  }

  .value-number-about {
    font-size: 2rem;
  }
}

.portfolio-page {
  background-color: var(--color-bg-primary);
}

.portfolio-hero {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.portfolio-hero-content {
  max-width: 1200px;
  margin: 0 auto;
}

.portfolio-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  margin: 0 0 var(--space-md) 0;
}

.portfolio-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
  margin: 0;
  max-width: 600px;
}

.portfolio-projects {
  padding: 3rem 1.5rem;
  overflow: hidden;
  background-color: var(--color-bg-primary);
}

.portfolio-container {
  max-width: 1200px;
  margin: 0 auto;
}

.portfolio-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-xl);
}

.portfolio-card {
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: transform var(--transition-base), box-shadow var(--transition-base);
  display: flex;
  flex-direction: column;
}

.portfolio-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.portfolio-card-image {
  width: 100%;
  height: 220px;
  overflow: hidden;
  background-color: var(--color-bg-tertiary);
}

.portfolio-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.portfolio-card-content {
  padding: var(--space-lg);
  flex-grow: 1;
  display: flex;
  flex-direction: column;
}

.portfolio-card-category {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: var(--font-size-xs);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-primary);
  margin-bottom: var(--space-sm);
  width: fit-content;
}

.portfolio-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  margin: 0 0 var(--space-md) 0;
}

.portfolio-card-description {
  font-family: var(--font-primary);
  font-size: var(--font-size-base);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0 0 var(--space-md) 0;
  flex-grow: 1;
}

.portfolio-card-meta {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-family: var(--font-primary);
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
}

.portfolio-meta-separator {
  color: var(--color-text-muted);
}

.portfolio-cta {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.portfolio-cta-content {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.portfolio-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  margin: 0 0 var(--space-md) 0;
}

.portfolio-cta-text {
  font-family: var(--font-primary);
  font-size: var(--font-size-base);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0 0 var(--space-lg) 0;
}

.portfolio-cta-button {
  display: inline-block;
  padding: 0.875rem 2rem;
  background-color: var(--color-primary);
  color: white;
  font-family: var(--font-primary);
  font-size: var(--font-size-base);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: background-color var(--transition-base);
  border: none;
  cursor: pointer;
}

.portfolio-cta-button:hover {
  background-color: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .portfolio-hero {
    padding: 4rem 2rem;
  }

  .portfolio-projects {
    padding: 4rem 2rem;
  }

  .portfolio-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-2xl);
  }

  .portfolio-card {
    flex-direction: column;
  }

  .portfolio-card-image {
    height: 250px;
  }

  .portfolio-cta {
    padding: 4rem 2rem;
  }
}

@media (min-width: 1024px) {
  .portfolio-hero {
    padding: 5rem 3rem;
  }

  .portfolio-projects {
    padding: 5rem 3rem;
  }

  .portfolio-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-3xl);
  }

  .portfolio-card-image {
    height: 280px;
  }

  .portfolio-cta {
    padding: 5rem 3rem;
  }
}

.services-page {
  background-color: var(--color-bg-primary);
  width: 100%;
}

.services-hero {
  background-color: var(--color-primary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.services-hero-container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw, 3.5rem);
  color: white;
  line-height: var(--line-height-tight);
  margin: 0 0 1rem 0;
  font-weight: 700;
}

.services-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: rgba(255, 255, 255, 0.9);
  margin: 0;
  line-height: var(--line-height-normal);
  max-width: 600px;
}

@media (min-width: 768px) {
  .services-hero {
    padding: 4.5rem 2rem;
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: 6rem 2rem;
  }
}

.services-content {
  background-color: var(--color-bg-primary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.services-container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

@media (min-width: 768px) {
  .services-content {
    padding: 4.5rem 2rem;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2.5rem;
  }
}

@media (min-width: 1024px) {
  .services-content {
    padding: 6rem 2rem;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 3rem;
  }
}

.service-card {
  background-color: var(--color-bg-card);
  padding: 2rem 1.75rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.service-card-icon {
  width: 60px;
  height: 60px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  font-size: 1.75rem;
  color: var(--color-primary);
}

.service-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.service-card-description {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
  flex-grow: 1;
}

@media (min-width: 768px) {
  .service-card {
    padding: 2.5rem 2rem;
  }

  .service-card-icon {
    width: 70px;
    height: 70px;
    font-size: 2rem;
  }
}

@media (min-width: 1024px) {
  .service-card {
    padding: 3rem 2.25rem;
  }
}

.services-cta {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.services-cta-container {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.services-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 5vw, 2.5rem);
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.services-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 2rem 0;
  line-height: var(--line-height-normal);
}

.services-cta-button {
  display: inline-block;
  background-color: var(--color-accent);
  color: white;
  padding: 0.875rem 2rem;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  text-decoration: none;
  font-weight: 600;
  transition: all var(--transition-base);
  border: 2px solid var(--color-accent);
}

.services-cta-button:hover {
  background-color: transparent;
  color: var(--color-accent);
}

.services-cta-button:active {
  transform: scale(0.98);
}

@media (min-width: 768px) {
  .services-cta {
    padding: 4.5rem 2rem;
  }

  .services-cta-button {
    padding: 1rem 2.5rem;
  }
}

@media (min-width: 1024px) {
  .services-cta {
    padding: 6rem 2rem;
  }
}

.legal-docs {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.legal-docs .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.legal-docs .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--space-3xl) var(--space-md);
}

.legal-docs h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  line-height: var(--line-height-tight);
}

.legal-docs .last-updated {
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-2xl);
  font-style: italic;
}

.legal-docs h2 {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
  line-height: var(--line-height-tight);
}

.legal-docs p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-md);
}

.legal-docs ul {
  margin-bottom: var(--space-md);
  margin-left: var(--space-lg);
  list-style-position: outside;
}

.legal-docs li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-sm);
}

.legal-docs section {
  margin-bottom: var(--space-2xl);
}

.legal-docs .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--space-lg);
  border-radius: var(--radius-md);
  margin-top: var(--space-2xl);
}

.legal-docs .contact-section h2 {
  color: var(--color-text-primary);
  margin-top: 0;
}

.legal-docs .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.legal-docs .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .legal-docs .content {
    padding: var(--space-3xl) var(--space-xl);
  }

  .legal-docs .contact-section {
    padding: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .legal-docs .content {
    padding: var(--space-3xl) var(--space-2xl);
  }
}

.thank-you-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-md);
}

.thank-you-section {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.content {
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.thank-you-wrapper {
  text-align: center;
  padding: var(--space-2xl) 0;
}

.success-icon {
  display: flex;
  justify-content: center;
  margin-bottom: var(--space-lg);
}

.success-icon svg {
  color: var(--color-success);
  width: 80px;
  height: 80px;
  animation: scaleIn 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
}

@keyframes scaleIn {
  from {
    opacity: 0;
    transform: scale(0.5);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

.thank-you-wrapper h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-md);
  line-height: var(--line-height-tight);
  letter-spacing: -0.5px;
}

.lead-text {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-primary);
  font-weight: 600;
  margin-bottom: var(--space-lg);
  line-height: var(--line-height-normal);
}

.description-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  line-height: var(--line-height-relaxed);
  font-weight: 400;
}

.next-steps-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-2xl);
  line-height: var(--line-height-relaxed);
  font-weight: 400;
}

.btn-return {
  display: inline-block;
  padding: 12px 32px;
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: var(--font-size-base);
  font-weight: 600;
  border-radius: var(--radius-md);
  transition: var(--transition-base);
  cursor: pointer;
  border: none;
  margin-top: var(--space-lg);
  box-shadow: var(--shadow-md);
}

.btn-return:hover {
  background-color: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-return:active {
  transform: translateY(0);
}

@media (min-width: 640px) {
  .thank-you-page {
    padding: var(--space-lg);
  }

  .thank-you-wrapper {
    padding: var(--space-3xl) var(--space-lg);
  }

  .success-icon {
    margin-bottom: var(--space-xl);
  }

  .success-icon svg {
    width: 100px;
    height: 100px;
  }
}

@media (min-width: 768px) {
  .thank-you-page {
    padding: var(--space-xl);
  }

  .thank-you-wrapper {
    padding: var(--space-3xl);
  }

  .btn-return {
    padding: 14px 40px;
    font-size: var(--font-size-lg);
  }
}

@media (min-width: 1024px) {
  .container {
    padding: 0 var(--space-lg);
  }

  .thank-you-wrapper {
    padding: 4rem 3rem;
  }
}

.error-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-section {
  width: 100%;
  padding: var(--space-lg) var(--space-md);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.error-wrapper {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
  align-items: center;
  text-align: center;
}

.error-visual {
  display: flex;
  justify-content: center;
  align-items: center;
  padding: var(--space-xl) 0;
}

.error-code-wrapper {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-lg);
  font-family: var(--font-heading);
  font-weight: 700;
  letter-spacing: -0.05em;
}

.error-code-digit {
  font-size: clamp(4rem, 15vw, 8rem);
  color: var(--color-primary);
  line-height: 1;
  display: block;
}

.error-icon-center {
  width: clamp(4rem, 12vw, 6rem);
  height: clamp(4rem, 12vw, 6rem);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-secondary);
  animation: float-icon 3s ease-in-out infinite;
}

.error-document-icon {
  width: 100%;
  height: 100%;
  stroke: currentColor;
  fill: none;
}

@keyframes float-icon {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-15px);
  }
}

.error-content {
  padding: var(--space-lg) 0;
}

.error-heading {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-md);
  line-height: var(--line-height-tight);
}

.error-message {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-xl);
}

.error-suggestions {
  background-color: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  padding: var(--space-lg);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-2xl);
  text-align: left;
}

.suggestions-label {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: var(--space-md);
}

.suggestions-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.suggestions-list li {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
  padding-left: var(--space-md);
  position: relative;
}

.suggestions-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: 50%;
}

.btn {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 600;
  padding: var(--space-md) var(--space-2xl);
  text-decoration: none;
  border-radius: var(--radius-lg);
  transition: all var(--transition-base) ease;
  border: 2px solid transparent;
  cursor: pointer;
  text-align: center;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0px);
  box-shadow: var(--shadow-sm);
}

@media (min-width: 768px) {
  .error-section {
    padding: var(--space-2xl) var(--space-lg);
    min-height: 100vh;
  }

  .error-wrapper {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-3xl);
    text-align: left;
  }

  .error-visual {
    padding: 0;
    justify-content: flex-end;
  }

  .error-content {
    padding: 0;
  }

  .error-suggestions {
    text-align: left;
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--space-3xl) var(--space-2xl);
  }

  .error-wrapper {
    gap: var(--space-3xl);
  }

  .error-visual {
    padding: var(--space-2xl) 0;
  }
}

@media (max-width: 767px) {
  .error-wrapper {
    gap: var(--space-lg);
  }

  .error-suggestions {
    margin-bottom: var(--space-xl);
  }

  .btn {
    width: 100%;
  }
}

.contact-get-in-touch-page {
  background-color: var(--color-bg-primary);
  width: 100%;
  overflow: hidden;
}

.contact-get-in-touch-hero {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.contact-get-in-touch-hero-content {
  text-align: center;
}

.contact-get-in-touch-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  line-height: var(--line-height-tight);
}

.contact-get-in-touch-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

@media (min-width: 768px) {
  .contact-get-in-touch-hero {
    padding: 5rem 1.5rem;
  }
}

@media (min-width: 1024px) {
  .contact-get-in-touch-hero {
    padding: 6rem 1.5rem;
  }
}

.contact-get-in-touch-main {
  background-color: var(--color-bg-primary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.contact-get-in-touch-main-content {
  width: 100%;
}

.contact-get-in-touch-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 3rem;
  width: 100%;
}

.contact-get-in-touch-form-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-get-in-touch-info-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-get-in-touch-form-header {
  margin-bottom: 2rem;
}

.contact-get-in-touch-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
}

.contact-get-in-touch-form-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

.contact-get-in-touch-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-get-in-touch-form-row {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  width: 100%;
}

.contact-get-in-touch-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
  display: block;
}

.contact-get-in-touch-input,
.contact-get-in-touch-textarea {
  width: 100%;
  padding: 0.875rem 1rem;
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-primary);
  transition: border-color var(--transition-fast), background-color var(--transition-fast), box-shadow var(--transition-fast);
  box-sizing: border-box;
}

.contact-get-in-touch-input::placeholder,
.contact-get-in-touch-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-get-in-touch-input:focus,
.contact-get-in-touch-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-primary);
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.05);
}

.contact-get-in-touch-input:hover:not(:focus),
.contact-get-in-touch-textarea:hover:not(:focus) {
  border-color: var(--color-primary-light);
}

.contact-get-in-touch-textarea {
  resize: vertical;
  min-height: 140px;
}

.contact-get-in-touch-error {
  font-family: var(--font-primary);
  font-size: var(--font-size-sm);
  color: var(--color-error);
  display: none;
  margin-top: 0.25rem;
}

.contact-get-in-touch-error.show {
  display: block;
}

.contact-get-in-touch-form-row.error .contact-get-in-touch-input,
.contact-get-in-touch-form-row.error .contact-get-in-touch-textarea {
  border-color: var(--color-error);
  background-color: rgba(220, 38, 38, 0.02);
}

.contact-get-in-touch-form-consent {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 1rem;
  background-color: var(--color-bg-card);
  border-radius: var(--radius-md);
  margin-top: 0.5rem;
}

.contact-get-in-touch-checkbox {
  width: 1.25rem;
  height: 1.25rem;
  margin-top: 0.25rem;
  cursor: pointer;
  accent-color: var(--color-primary);
}

.contact-get-in-touch-consent-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  cursor: pointer;
  line-height: var(--line-height-normal);
}

.contact-get-in-touch-link {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: color var(--transition-fast);
}

.contact-get-in-touch-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-get-in-touch-submit {
  width: 100%;
  padding: 1rem 2rem;
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  border: none;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 700;
  cursor: pointer;
  transition: background-color var(--transition-fast), transform var(--transition-fast), box-shadow var(--transition-fast);
  box-shadow: var(--shadow-md);
}

.contact-get-in-touch-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.contact-get-in-touch-submit:active {
  transform: translateY(0);
}

.contact-get-in-touch-submit:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none;
}

.contact-get-in-touch-info-header {
  margin-bottom: 2rem;
}

.contact-get-in-touch-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
}

.contact-get-in-touch-info-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

.contact-get-in-touch-info-items {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  margin-bottom: 3rem;
}

.contact-get-in-touch-info-item {
  display: flex;
  gap: 1.5rem;
  align-items: flex-start;
}

.contact-get-in-touch-info-icon {
  width: 3rem;
  height: 3rem;
  min-width: 3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-bg-card);
  border-radius: var(--radius-md);
  color: var(--color-primary);
  font-size: 1.5rem;
}

.contact-get-in-touch-info-content {
  flex: 1;
  min-width: 0;
}

.contact-get-in-touch-info-label {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.5rem 0;
}

.contact-get-in-touch-info-value {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-primary);
  margin: 0 0 0.25rem 0;
  line-height: var(--line-height-normal);
}

.contact-get-in-touch-info-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.contact-get-in-touch-info-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-get-in-touch-info-note {
  font-family: var(--font-primary);
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.9rem);
  color: var(--color-text-muted);
  margin: 0;
}

.contact-get-in-touch-info-cta {
  padding: 2rem;
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
}

.contact-get-in-touch-info-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.05rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
}

.contact-get-in-touch-info-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  margin: 0 0 0.75rem 0;
  line-height: var(--line-height-relaxed);
}

.contact-get-in-touch-info-cta-text:last-child {
  margin-bottom: 0;
}

@media (min-width: 768px) {
  .contact-get-in-touch-main {
    padding: 4rem 1.5rem;
  }

  .contact-get-in-touch-grid {
    gap: 4rem;
  }

  .contact-get-in-touch-form-wrapper {
    flex: 1 1 45%;
  }

  .contact-get-in-touch-info-wrapper {
    flex: 1 1 45%;
  }
}

@media (min-width: 1024px) {
  .contact-get-in-touch-main {
    padding: 5rem 1.5rem;
  }

  .contact-get-in-touch-grid {
    gap: 5rem;
  }

  .contact-get-in-touch-form-wrapper {
    flex: 1 1 48%;
  }

  .contact-get-in-touch-info-wrapper {
    flex: 1 1 48%;
  }
}

.contact-get-in-touch-faq {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.contact-get-in-touch-faq-content {
  width: 100%;
}

.contact-get-in-touch-faq-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
  text-align: center;
}

.contact-get-in-touch-faq-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 2.5rem 0;
  text-align: center;
}

.contact-get-in-touch-faq-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

.contact-get-in-touch-faq-item {
  background-color: var(--color-bg-card);
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  transition: box-shadow var(--transition-base), transform var(--transition-base);
}

.contact-get-in-touch-faq-item:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.contact-get-in-touch-faq-item-title {
  font-family: var(--font-heading);
  font-size: clamp(1.05rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
}

.contact-get-in-touch-faq-item-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

@media (min-width: 768px) {
  .contact-get-in-touch-faq {
    padding: 4rem 1.5rem;
  }

  .contact-get-in-touch-faq-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2.5rem;
  }
}

@media (min-width: 1024px) {
  .contact-get-in-touch-faq {
    padding: 5rem 1.5rem;
  }

  .contact-get-in-touch-faq-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
  }
}

@media (max-width: 767px) {
  .contact-get-in-touch-form-row {
    width: 100%;
  }
}
.header-protect-shield-mobile-toggle.active{
  display: none;
}